If you’ve been putting off buying an Amazon Echo, today may be the day. It’s hard to ignore the Prime Day emails, tweets and even news coverage, so if you give in and shop Amazon today, stretch your dollars and score additional cash back and rewards using your credit cards.
Here are six ways you can use your cards to stack your rewards and make the most of Prime Day:
1. Amazon Prime Visa credit card or Amazon Prime store card: Amazon Prime Visa and Amazon store card holders who always get 5 percent cash back on Amazon purchases can get 20 percent off on thousands of items at a special shopping portal with 20 percent cash back on thousands of items. You must be an Amazon Prime member to activate the additional discount. Bonus: Get a $10 credit when ordering any Alexa Deal of $20 or more.
2. JetBlue and JetBlue Plus cards: Cardholders earn 3 TrueBlue points for each $1 spent on Amazon every day, but flyers using JetBlue’s free Fly-Fi in-flight Wi-Fi service (sponsored by Amazon) earn 6 TrueBlue points per mile today. Throughout the day, JetBlue also is offering different giveaways both on board one flight and at three “Prime” gates at its home terminal, Terminal 5 at New York’s JFK Airport, The Points Guy reports.
3. Discover $75 credit statement: Sign up for a Discover it card at Amazon and you’ll get a $75 statement credit. Also, for Discover cardholders, first-year cash back or miles is doubled, and if you skip Prime Day you can earn 5 percent cash back on Amazon with the Discover it card in the last quarter of 2017 – just in time for the holidays.
4. Cash back cards: Pay with your cash back card and you can get a little extra back on any Prime Day purchases. Our Cash Back Cards Survey found that typically cash back cards give you 1 percent back for everyday spending, rather than shifting or tiered rewards. A couple of cards offer a higher flat cash percentage, though. For example, the Citi Double Cash and Capital One’s Spark Cash for Business cards give 2 percent cash back. A few other credit cards offer a flat 2.5 or 3 percent cash back, but those are available only in certain states or if you’re a member of that credit union.
5. Mobile wallet purchases: With some credit cards, you’ll rack up bonus rewards paying with a mobile wallet. For example, U.S. Bank’s Altitude Reserve Visa Infinite cardholders earn triple points for mobile wallet purchases and Wells Fargo Cash Wise Visa cardholders get 1.8 percent cash back on mobile wallet purchases for the first 12 months.
6. Back-to-school purchases: Though school bells won’t ring for weeks, you can use Prime Day savings to use your credit card to stock up on school clothes, pens, binders, glue sticks and furnishings for your child’s dorm room. If you’re skipping Prime Day, you can still stack your rewards with your credit cards. See “How to use card rewards, perks to boost back-to-school savings” and “9 early back-to-school shopping tips.”
While I was rounding up all the ways you could double up on your Prime Day savings using your credit cards, I got an email from Chase that the Amazon Prime member at home had used my Amazon Visa card to buy something for $97.41. (This is another reason to sign up for your card issuer’s alerts of card transactions.)
Like the Borg, resistance to Amazon is futile. It looks like our home will be welcoming Alexa to the family in a few days.
See related: Is an Amazon Whole Foods credit card in store for us? Amazon Prime card makes shopping more tempting