Living with credit, Rewards, Shopping, Travel

A little credit pep talk and other credit news to know this week

Taylor Tompkins

This week’s (un)lucky number is: 2.67 percent 

That’s the number of bank card accounts that were 30 days or more late on a payment. We’re a bit down for the count compared to last year, team. You need to strive to have better credit than everyone else. I didn’t say you had to have better credit than everyone else. But you have to try. That’s what the credit score is – it’s in the try.

This week

These are the things to look forward to this week.

Don’t let Equifax cross your path: This Friday is the 13th and for those of you who are “just a little ’stitious,” the bad luck may have come early this year with the Equifax breach. More news keeps pouring out about the hack that left tons of consumer info vulnerable and the flow doesn’t seem to be ebbing anytime soon.  In too-little-too-late news, Equifax’s former CEO said he wanted to give consumers more control of their credit files. Meanwhile, our experts are proposing you take all the free help you can get.


Like a fat kid loves cake: There is a light at the end of the bad luck tunnel this week. You can eat your feelings on National Dessert Day on Saturday. In addition, we have some tips on how you can double up on rewards while stuffing your face with ice cream after that black cat crossed your path.


What you might have missed last week.

Armed (credit) forces: The Military Lending Act’s amended credit card rules went into effect last week and one of our writers untangled the web of legalese to explain how it helps using pretty colors and bullet points. It’s even easy enough for me to understand.

Boys II Men: National Boyfriend Day was last week and my Instagram feed exploded with girls who need the world to know how great their boyfriend is or passive-aggressively asking for a ring. While it’s no drama-filled hashtag, we found some ways for married couples to have a little fun with their rewards and get a little bit more out of their credit score.

Tangled in the web

Here are things from around the internet the staff are reading.

Iggy Azalea is still garbage and now she doesn’t pay off her credit cards. –Page Six

Costco can be on your doorstep in a few hours. –Reuters

People’s credit cards started talking and they use some pretty bad language. –Buzzfeed

Reach out to us

Subscribe to our email newsletter and we will send you some good luck charms before Friday.

If you need a shoulder to cry on after breaking a mirror on Friday (that’s definitely at least 14 years of bad luck, right?) email me at or catch me at @taylor_paige13 on Twitter just to be sure.

And while you’re reading my tweets, follow us at @CreditCardsCom. We even made this easy little button for you.

Like us on Facebook. (Yes, there’s an easy button for that as well.)

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