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New year, new you and other credit news to know

Taylor Tompkins

This week’s (un)lucky number is: $384 million

The Powerball lottery number is up to $384 million. Why is this unlucky, you may ask? Well besides your chances of winning being slim-to-none, you probably shouldn’t try to buy your Powerball ticket with your credit card. Many states do not allow credit card purchases for lottery tickets.

This week

These are the things to look forward to this week.

Post-Christmas walk of lame: So your great Aunt Myrtle bought you a toy John Deere tractor for the second year in a row even though you’re 27 years old. There’s hope. Many major retailers allow you to return gifts without a receipt. While you’re at it, you can swap out that Lowe’s gift card your secret Santa got you for a grocery store one so you can fully stock the fridge in your tiny apartment for the first time since payday. And when your dad breaks the “World’s Best Dad” mug you bought him as soon as he pulls it from the box, you can use your purchase protection to replace it. See, this holiday thing is a snap.

New year, new you: New Year’s resolutions are a fickle thing. So this year, instead of trying to hold to it for as long as you can, I propose you do as much as you can in the small amount of time you actually stick to it. Want to lose some weight? Here are three ways your credit card can help you shed and shred until you give up in a fit of hunger mid-February and eat an entire box of Valentine’s Day candy. Forget the gym membership, you want to save some money in 2018. Here are eight credit card tricks that can help you with that, but they can’t stop you from buying that to-die-for $1,000 silk robe to treat yo’self in March. If you want to be on top of your rewards game in the New Year, our columnist has five steps to get you there but he can’t help you if you blow all your miles on gift cards like we’ve repeatedly told you not to do. It’s all in the thought, right?

ICYMI

What you might have missed last week.

Worst day of the year: Good thing they saved the worst for the very end of the year. According to astrologers, the shortest day of the year was also the worst. So just think, you may have let your friend borrow your debit card to illegally talk to an inmate, you may have temporarily lost the court battle to be the rightful heir to the CFPB or are just a Citi Hilton cardholder, but just know the day could have been worse.

Tangled in the web

Here are things from around the internet the CreditCards.com staff are reading.

Who needs a store card when you can get digitally approved for credit? –Reuters

In New York, you may be forced to be cashless. –New York Times

Your stolen credit card is probably on Facebook. –Business Insider

Reach out to us

Here’s an easy resolution to keep — resolve to subscribe to our email newsletter.

Let’s compare weird gifts. Email at taylor.tompkins@creditcards.com or catch me at @taylor_paige13 on Twitter.

And while you’re reading my tweets, follow us at @CreditCardsCom and check out our new look. We even made this easy little button for you.

Like us on Facebook. (Yes, there’s an easy button for that as well.)

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