This week’s (un)lucky number is: 68 percent
The Grim Reaper may come for you before you pay down that mountain of debt you’re chipping away. At least 68 percent of people share that dreary outlook, according to a new CreditCards.com poll. But instead of just giving up, read these eight tips to pay off your debt and you’ll be a long way to beating the Angel of Death.
These are the things to look forward to this week.
Achy-breaky resolutions: On Dec. 31 you resolved to pay off your student loan debt, take that dream trip and start saving for a down payment on a house this year. But your dog started throwing up and you had to make an emergency vet visit. Long story short, you have $6 in your checking account and you haven’t added to the 15 cents in your savings account. It’s OK, here are 10 things you should do this year to end 2018 in better financial shape.
I’m blue (da ba dee da ba daa): So you already broke your resolution, it is snowing where it shouldn’t be, you can’t bring yourself to get out of bed and now all your Christmas credit card bills are arriving. You’re not alone. Today is supposed to be the most depressing day of the year if you believe in the totally made-up formula for calculating Blue Monday. While we can give you advice on how to deal with the credit card bills, you might need a pint of ice cream (weather notwithstanding), cuddles from your dog and a cathartic cry over a cheesy movie to fix the rest.
What you might have missed last week.
Mr. Brightside: Despite the aforementioned personal finance tragedies, there is a bright spot. Consumers, maybe even including yourself, improved their credit scores on average in 2017. It was only two points, but hey, who’s counting?
The scammiest time of the year: The holidays bring the scammers out, but you may not be out of the woods yet. If you fell victim to one of the many scams in December, you are probably more likely to be ripped-off in the future. Keep your eyes peeled.
The F stands for farce: Last week, courts upheld President Trump’s decision of appointing Mick Mulvaney to head the CFPB. So there’s literally nothing to see here.
Tangled in the web
Here are things from around the internet the CreditCards.com staff are reading.
Because driving while buying is safer than texting? –Mastercard
That salad bar may have cost more than you think. –WCPO Cincinnati
Who needs a credit score anyway? –TechCrunch
Someone will pay for leaking your data. –American Banker
Now you can be frustrated by building cheap furniture while waiting for a credit card bill. –The Columbus Dispatch
The credit card of the future is a lot like a cellphone. –VentureBeat
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