Fine print, Living with credit, Rewards

Welcome to 2018 and other credit news to know

Taylor Tompkins

This week’s (un)lucky number is: 60

That’s the percentage of Americans who wanted credit but were afraid of getting rejected. A healthy dose of fear is good – especially when it comes to heights, bears, enclosed spaces, insects and needles. But I am going to put the fear of credit up there with turophobia (cheese), omphalophobia (I will let you click through that link yourself) and papaphobia (you can guess that one).

This week

These are the things to look forward to this week.

Cheers (and tears) to 2018: It was just 3 p.m. yesterday when you were making resolutions to be a better, healthier, happier version of yourself. Cut to 3 a.m. this morning and you’re searching your disheveled, besparkled (and pocketless) dress while mascara runs down your face as you sob because you lost your wallet. It maybe wasn’t the exact same situation, but one of our columnists panicked when she lost her wallet and can help you out with what to do. If it turns out you were uncontrollably crying for no reason and your wallet was in your purse which made it home safe and sound, there are still a few things you can do to make sure your credit doesn’t suffer a holiday hangover like you are feeling now.

2018 has everything: This new year may have been created on the ashes of despair, torment and anguish, but last year wasn’t all bad. Top credit card stories of 2017 included cash back cards that were more generous with rewards. Four credit card trends to watch for in 2018 include higher interest rates and more card rewards tailored to your lifestyle. Also, hot, new rewards cards to debut in 2018 include a co-branded Starbucks credit card and new Hilton cards from American Express.


What you might have missed last week.

Raising while falling: In the twilight of 2017, the Federal Reserve raised interest rates yet again, meaning in the dawn of this new, unblemished 2018 your credit card’s APR is likely to go up (or it may already have risen). Last week the national average APR climbed to 16.24 percent. Try to pay off all those presents ASAP.

I hate paying to park: That is my very deep and true feelings about parking. Paying to park is a scam. Parking should be free for all. But if you live in basically any city, you’re going to have to pay to park. With more garages and meters taking credit cards, you may be able to park your cash next time.

Tangled in the web

Here are things from around the internet the staff are reading.

LOL I was cited in an official government report. –CFPB

This guy punched an ATM because it gave him too much cash? –Florida Today

China is really serious about this credit score thing. –Wired

Reach out to us

Here’s an easy resolution to keep – resolve to subscribe to our email newsletter.

Let’s laugh about Stefon. Email me at or catch me at @taylor_paige13 on Twitter.

And while you’re reading my tweets, follow us at @CreditCardsCom and check out our new look. We even made this easy little button for you.

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