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Quirky card perk for NBA fans: AmEx Jersey Assurance

Jay MacDonald

Right about now, you may be staring, arms folded, at a crimson-hewed closetful of LeBron James jerseys and streetwear, wondering about your potential cash outlay should #23 make his expected free agent leap from the Cleveland Cavaliers to another NBA team.

Fear not. If you used your American Express card to purchase your Fanatics jersey, you will get a new one for free in the new team’s colors if LeBron trades Cleveland for Los Angeles, Philadelphia and Houston (the frontrunners when trading begins July 1).

The same blanket (or jersey?) coverage applies to any NBA player who switches teams.

One of the most unique credit card perks – American Express Jersey Assurance – rolled out early this year to offer a painless (or at least no cost) solution to a common fan gripe: player flight. This summer will be its first real test.

“We know how tough it is for fans when their favorite player changes teams,” AmEx marketing vice president Deborah Curtis explained to Forbes. “And because we share the love of the game and back our card members, we worked hand-in-hand with Fanatics to create a significant enhancement to their Jersey Assurance program.”

How AmEx Jersey Assurance works

When your favorite baller relocates as a free agent or is traded within 90 days of your jersey purchase, notify AmEx and you will be emailed a free shipping label for your jersey.

Use that label to send in your old jersey, but don’t delay. You need to notify AmEx within 14 days of your player’s signing to qualify. Once AmEx verifies your purchase, a replacement jersey in your idol’s new team colors will be shipped to you free of charge.

As a bonus, you’ll enjoy a year of Jersey Assurance from the date of your original jersey purchase. Fans can file a claim online at the NBA Store.

If you prefer to stick with the home (or other preferred) team but no longer want a jersey with the name of your favorite player who has moved on to a new team, Jersey Assurance also has you covered.

You may swap your jersey for one with the name of another player on the same team and/or upgrade your new jersey by paying the price difference. However, the exchange does not apply to the jerseys of inactive, retired, suspended or injured players, nor to autographed jerseys.

A lot of jerseys are likely to be exchanged

This summer is considered to be one of the most anticipated free agency periods in NBA history, with more than 100 players considering relocation, including Houston’s Chris Paul, Oklahoma City’s Paul George and superhero Kevin Durant of the champion Golden State Warriors.

Throw LeBron into that merry mix and one thing is certain: The Jersey Assurance program should get quite a workout in its debut summer.

See related: 6 credit lessons for pro athletes (and all of us)

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