Kelly Dilworth

I’m a former staff reporter at CreditCards.com. I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve’s monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit

Consumers are warming to nontraditional credit data

Lenders aren’t the only ones interested in using alternative credit data, such as mobile phone payments and savings account information, to score potential borrowers. Consumers are warming up to the idea, too, according to new research from the credit bureau…
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Living with credit, Protecting yourself, Travel

Card benefit cuts could cost you on your next vacation

Before you embark on a summer vacation, double-check whether your credit cards still offer money-saving benefits, such as car rental insurance or trip cancellation protection. A growing number of credit card issuers are trimming benefits – or eliminating some of…
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Living with credit

5 lessons from my first balance transfer card

Earlier this week, I took advantage of a 0 percent balance transfer offer for the first time since I started using credit. The process of searching for the right balance transfer card and applying for it went relatively smoothly. However,…
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Living with credit, Protecting yourself

4 money lessons I wish I’d learned in high school

Nearly 9 out of 10 Americans think high schools should teach a required course in financial literacy, according to a recent survey by the credit bureau Equifax. Yet, just 17 states require high schools to teach basic financial skills, according…
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Living with credit, Protecting yourself

When one spouse handles the bills, it can spell trouble

My husband and I divide our financial chores at home, but new research from the Journal of Consumer Research suggests that’s not a good thing. When one spouse doesn’t know what the other is doing with bank accounts, insurance and…
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