Kelly Dilworth

I’m a former staff reporter at CreditCards.com. I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve’s monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit

Millennials often are more financially insecure than they seem

For years, I’ve taken my good credit score for granted. I pay my monthly bills on time and have every intention of maintaining a high score so that I can access affordable credit and eventually buy a home. But like…
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Living with credit, Research, regulation, industry reports

Financially literate older Americans are less anxious about money

Despite decades of life experience, many retirees report feeling anxious as they grow older. Their finances are often tighter and less predictable, their days less structured and their health getting more fragile, making the future feel increasingly less certain. Some…
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Living with credit, Protecting yourself

Recurring charges wreak havoc on my finances

I recently learned something embarrassing: Over the past few years, I’ve wasted more than $100 a month on subscriptions and services I don’t even use. For example, after reviewing my credit card statements, I found that Amazon has been charging…
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Living with credit, Protecting yourself

Identity theft: 4 ways to cut your risk

My sister asked me recently if I thought she should freeze her credit indefinitely so that an identity thief couldn’t open any accounts in her name. The reason for her question: She had received an unsettling letter in the mail…
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Living with credit, Protecting yourself

6 inexpensive financial tools to help you budget and save

I’ve always been skeptical of paying for mobile phone apps. There are so many great free programs out there – including dozens devoted to helping you master your finances – it feels like a waste to spend any money on…
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