Kelly Dilworth

I'm a former staff reporter at I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit, New products

Micropayments can help you tackle big balances

Paying hundreds of dollars at a time to your credit card company can feel so overwhelming that it’s tempting to send just the minimum amount due and forget about it. But as any card expert will tell you, that’s a…
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Living with credit

Spending and couples: Experiences and time-savers are great but costly

As our finances get tighter and more stressful, my husband and I are trying to be more strategic with our spending. For years, we’ve followed the advice of happiness researchers and spent most of our discretionary money on memorable experiences,…
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Living with credit, Research, regulation, industry reports

Women turn to credit in a pinch; men splurge

In times of trouble, women are more likely than men to view credit cards as a financial lifeline. Men, on the other hand, are likelier to see high-interest cards as a tool for splurging on luxuries they can’t afford to…
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Living with credit, Shopping

Beware of payment prompts that can lead you to over-tip

As more restaurants and other service providers use mobile card readers to process payments, consumers are increasingly being asked to punch in a preselected tip amount of 15, 20 or even 25 percent – or they have to guiltily hit…
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Fine print, New products, Shopping

Big purchase financing alternatives are popular but pricey

As more millennials buy new homes and furnish rented apartments, it seems as if there are more options than ever these days for financing those first sofas and new appliances – even if you don’t have a traditional credit score.…
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