The holiday season is all about giving. We shop like crazy so we can give presents to our friends, family, and loved ones. We bake and serve food to others, sing songs for others, and travel to be with loved ones. But many of us also look at this as a time to give back and donate to charities and the needy.
I have walked past several Salvation Army bell-ringers dressed in red this holiday season, and sadly, I rarely have cash to give them. The good news is that we often don’t need cold, hard cash in order to give back anymore. Most charities now accept donations via credit card on their websites or through PayPal. You can also find credit cards that donate a percent of spending to charities ranging from animal rescue to environmental conservation to breast cancer research. Some credit cards allow you to use your rewards for donations to charities or to offset your carbon footprint.
I hope you have happy holidays, regardless of whatever you celebrate. But before you go on break, be sure to check out my roundup of 10 of my favorite personal finance blog posts from the past week, including a few about donating and giving back.
Data breaches that leak sensitive information of millions of consumers are happening all the time, even with security safeguards in place. What extra steps can you take to protect your financial information from fraud and identity theft? InsideCRM provides 50 excellent tips on taking control of your data. Here are 13 of the tips most related to credit with some additional information from me.