Tag Archives: college students

College students handling credit well

Kelly Dilworth

When it comes to using credit cards responsibly, today’s college students are surprisingly good at handling high-interest credit, according to a new Ohio State University study. The trend toward responsible credit use might not last for long, however. Additional research released this year shows that younger college students aren’t nearly as responsible.
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Emily’s list: Father’s Day edition

Emily Crone

Father’s Day is on Sunday, and it has me thinking about how I owe so much in my life to my dad. I could devote a whole post about that, but instead, I will just stick with saying I am thankful that he has passed down many important money lessons to me throughout my life.

Did your dad or other fatherly figure pass along any lasting money lessons to you? Read on for more great money lessons below in some of my favorite personal finance blog posts from the past week, several of which talk about passing money lessons on to kids.

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Emily’s list: Trim your debt and fat edition

Emily Crone

In the last few years, there has been a push toward consumer advocacy with finances. There has been a great emphasis on establishing good financial health for individuals, and in February, the CARD Act went into effect. Among many other things, the regulations require credit card issuers to give their card holders 45-day notice of any major changes to the terms of agreement.

Slowly but surely, there has also been more awareness about the food we eat and our physical health. This week, FOX News announced that San Francisco’s Board of Supervisors has approved an ordinance that will ban toys from fast food meals for kids. While fast food may be the most affordable in the short-term, it can be devastating in the long-term in medical bills.

I think it’s interesting and exciting that consumers are becoming more empowered and that governments are trying to help consumers keep their wallets and health in check. Sometimes consumers need a little help protecting themselves.

Read on for my roundup of my top 10 favorite credit- and debt-related blog posts from the past week.

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Emily’s list: Midterm election edition

Emily Crone

For the last few months, partisan politics has been in full force, especially with the advent of the Libertarian-leaning Tea Party movement. Citizens were angry about a variety of issues on both sides and were ready to vote. On Nov. 2, the Republican overwhelmingly took back the House of Representatives. The Democrats held onto the majority in the Senate, but just barely.

Republicans have declared that they plan to repeal the health care act and replace it with more minor reforms. Some of my friends in grad school have already felt the positive effects from it, such as being permitted to stay on their parents’ health insurance one more year. I wonder if they can take away changes that have already gone into effect. It seems like back-peddling to me to spend time undoing something that just took so long to do! But such is politics. It’s always an ebb and flow, with parties switching power every few years. I’m interested to see how these power changes affect everyday Americans like me. What do you think will change?

Please read on to learn about my top 10 favorite personal finance blog posts from the past week.

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Emily’s list: The rise of the Phoenix edition

Emily Crone

On Oct. 12, the rescue mission finally began to save the 33 Chilean miners who had been trapped half a mile below earth since Aug. 5. In a stunning endeavor watched live around the world, the miners were lifted to the surface one-by-one through a narrow capsule, aptly named Phoenix (Fenix in Spanish) after the mythological bird that rose from the ashes. The last miner was lifted out the night of Oct. 13, and the final rescue worker was lifted out a few hours later.
Amazingly, officials have reported that the majority of the men are in excellent physical and mental condition.

Being in debt can’t truly be compared to being trapped in a mine, but those in massive debt do often have a sense of despair that they will never get out. Severe debt can even cause depression and suicide. It takes a lot of hard work, strict discipline and sometimes the help of professionals, but it is possible to shed your debt and get out of the hole.

Please read on for a roundup of my favorite personal finance blog posts from the past week, many of which offer advice about handling debt.

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