The opacity of credit card offers hit home for me recently when I was approved for a Discover it Miles card. Within minutes of applying, I was pleasantly surprised to see that I had been approved for a $13,000 credit…
A startup company based in Durham, N.C., says it can help keep your credit reports error-free by blocking an error from occurring in the first place.
How? By pressuring lenders and even debt collectors to accurately report your payments to the credit bureaus — or else.
I was aware that your credit score can vary based on which of the three major credit bureaus (Equifax, Experian, TransUnion) provides the version of the score you (or your lender) looks at. However, I was surprised to learn that credit scores also differ based on the type of loan you apply for, such as a credit card, auto loan or home equity loan.