Tag Archives: credit card

Money experts’ first credit card lessons

Karen Haywood Queen

Do you remember your first credit card? I got my first card in January 1987, a Visa through Carolina Telco Federal Credit Union. I was four years out of college and hadn’t yet built up a savings account. I was…
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Will physical credit cards go the way of CDs?

Brady Porche

What’s plastic, stores data and is virtually obsolete in the smartphone era? If you said the compact disc, you’re living in the 2000s. A more relevant answer is the physical credit card, which is in danger of extinction amid a…
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Paying off card debt? Forget math, go snowball, studies say

Kelly Dilworth
Juice Images / Creative RF / Getty Images

Feeling financially bloated after months of heavy holiday spending? If you want to slim down your credit card balances fast, experts typically recommend that you pay down the balance with the highest APR first (after you pay the minimum amount…
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Card issuers using obscure credit scores to evaluate prime borrowers

Kelly Dilworth

Why would a consumer with a near-perfect FICO score get rejected for a credit card? An obscure consumer score that uses alternative data instead of traditional credit information could be to blame. Earlier this month, Los Angeles Times columnist David…
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