Tag Archives: credit history

Are credit reports being overused?

Kelly Dilworth

Lenders, potential employers or landlords aren’t the only one clamoring for access to your personal credit history. Some health care providers use it to decide whether or not patients can afford costly medical treatment. And even the federal health insurance marketplace, HealthCare.gov, uses it to verify applicants’ identities.
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Something called a ‘Death Master File’ ought to be accurate

Kelly Dilworth

Denied credit because the Social Security Administration thinks you’re dead? There’s still hope. A bipartisan duo of U.S. senators have introduced legislation to make the administration’s master list of dead people more accurate.

Senators Tom Coburn and Tom Carper are trying to pass legislation that they say will significantly improve the accuracy of the Social Security Administration’s notoriously spotty death records.

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I’m scared of credit cards

Anna Bleker

My not-so-irrational fear of spiraling into eternal debt and high-APR inferno keeps me, at 21, from getting a credit card.
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