Tag Archives: credit scores

CFPB takes a closer look at alternative credit data

Kelly Dilworth

The Consumer Financial Protection Bureau (CFPB) is weighing relaxing federal regulations to allow more lenders to consider nontraditional information when weighing a consumer’s creditworthiness. As part of its review, the CFPB is seeking public feedback on the benefits and risks…
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Identity theft’s upside: Higher credit scores

Kelly Dilworth

There’s a surprising silver lining to having your identity stolen: It could motivate you to clean up your credit and improve your long-term credit scores. While identity theft dents people’s credit scores in the short-term, credit scores then go up…
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Despite good credit, I got socked with a high APR card

Kelly Dilworth

The opacity of credit card offers hit home for me recently when I was approved for a Discover it Miles card. Within minutes of applying, I was pleasantly surprised to see that I had been approved for a $13,000 credit…
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Free credit scores now much easier to get

Kelly Dilworth

With card issuers and personal finance websites increasingly offering free credit scores to everyone, it’s a wonder we all aren’t tracking our scores and taking steps to improve our credit. It’s definitely getting easier than ever to get your credit…
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College students don’t graduate with credit knowledge

Sienna Kossman

Soon-to-be college graduates are eager to get their diplomas, start a job and begin their post-grad life, but many don’t feel equipped with enough financial and credit knowledge to do so — and some think colleges and universities are to…
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