Tag Archives: credit utilization

How to earn extra credit and use it wisely

John Egan

Being a good credit card customer has its advantages, and those can come even when you didn’t ask for them. For me, that truth has been underscored recently in two ways: American Express extended a six-month, no-interest offer for my…
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Use a card or lose it: What would you do?

John Egan

Earlier this year, the issuer of one of my credit cards threatened me: Use your card, or we’re going to cancel your account. Generally speaking, I don’t take kindly to threats, particularly from profit-seeking businesses. But in this case, I…
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How I canceled one of my Chase cards — and saved my score

Julie Sherrier

A very cool thing happened Thursday when I called to cancel my Chase Sapphire Preferred card. And for those Preferred cardholders who were approved for the much-lauded Chase Sapphire Reserve card with its 100,000-point bonus, take note. This tip could…
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