When I started my first full-time job, I kept a strict budget to make sure I could pay my bills, student loans, rent and transportation costs. What many people didn’t know was that I also had a separate budget for…
Maybe that first date outfit isn’t so important after all. It’s that three-digit credit score number that has fast become more important than your bright smile and charming personality for landing a second date with your love interest.
We had a nice, healthy debate in the office about this: Should a woman making more money than a guy eliminate him as a romantic prospect? Some thought a man may feel inadequate if he dates a woman who makes more money. I also heard the opinion that most women were not going to want to be with a guy less accomplished, because it is simply not attractive and they may not want to be the breadwinner. I am sure that is true in some cases, but I like to think character is more crucial than cash.
With love, we are willing to try again and again to find that perfect relationship. We attempt to correct our past mistakes and try to find a relationship that works.
Yet with credit cards, it seems that we often don’t want to learn from our mistakes. We don’t want to find that perfect relationship balance that is right for us. Instead we take permanent sides in the battle of credit card love and hate. We either love using them or hate them and never want to touch them again.
What if instead of taking sides we take the time to learn, adjust our behavior and try again with credit cards? Using the same steps you take to improve your relationships, you can also improve your relationship with credit cards. Here’s how: