What do my eight years of credit history, three open accounts and no missed payments equal? According to FICO, a “very good” credit score of 746.
Ahead of the holidays, FICO sent me a gift card with a promotion code that enabled me to request a free score and report from myFICO.com. (Ah, the perks of writing about credit scoring!) The “FICO standard” package (which typically costs $19.95) included information from my TransUnion credit report as well as big, bold letters declaring my TransUnion FICO score to be 746.
“Your TransUnion FICO score is very good,” the report informed me. “Your score is above the average score of U.S. consumers and demonstrates to lenders that you are a very dependable borrower.” Yes, yes I am!
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