There is nothing like a sign-up bonus chase to make you feel like a criminal. I fell quickly. One day I was an upstanding, 750+ FICO scorer. The next, a shifty-eyed drugstore loiterer sharing the modi operandi of money launderers and kidney dealers.
It all started with an innocent email from our rewards columnist, Tony Mecia: “Have you seen this deal for the Citi Executive AAdvantage card?” he asked. You get 100,000 frequent flier miles after spending $10,000 in three months. So began what I’m calling the Amazing $10k Race.