Budgeting for a wedding can be stressful, but actually having to pay for it, check by check, over the course of several months, is often downright painful. There are typically so many vendors to pay — from caterers to florists…
Would you call off your wedding if you just found out your partner was deeply in debt? How about if he missed a couple of credit card payments and now has a black mark on his credit report?
It’s an uncomfortable question, and the answer you get depends on the person you ask — and the depth of the financial damage, according to a recent study by TD Ameritrade.
It’s hard to believe that Thanksgiving is next week, which means it’s nearly Black Friday and Cyber Monday. Then we really won’t be able to avoid the holiday commercials and music everywhere we go. Companies with existing gift cards are already pushing them hard.
Gift cards are extremely convenient, especially since so many can be sent by email. But the thing that kills me is that the recipient knows the exact value you spent on the gift.
Plus, gift cards are also inherently risky since it’s not guaranteed the stores will be there forever. Then again, it’s very hard to beat the luxury of getting to buy whatever you want in a certain store or restaurant.
Read on for my list of my 10 favorite personal finance blog posts from the past week, many of which offer great tips for holiday shopping!
A new chapter of my life began on Saturday when I tied the knot with my partner of five-and-a-half years. We were only able to go on a quick getaway for our honeymoon, so I’m already back to normal life. Except it’s not quite the same.
I went to the county clerk’s office to try to start the name change process, but I wasn’t able to make it happen since they hadn’t received my marriage license in the mail from the officiant yet (I learned that you need a certified copy of it to take to the Social Security office before your name is legally changed). Once all that happens, then I need to go to my banks and change the name on my accounts and cards, plus set up a new joint account with him. I also need to update all of my insurance information, get a new driver’s license and so on.
Some of the other things are easy. Others are a little trickier. Fortunately, there aren’t any deadlines, so I have time to slowly but surely change my finances to reflect married life. I’m interested to see how my credit is affected by my new marital status.
While I get to work on all of this, read on for my list of my top 10 favorite personal finance blog posts from the past week!
In today’s sluggish economy, planning a costly dream wedding is enough to throw young people into major debt (unless the bill is conveniently footed by the proud parents). One British couple is having a “credit crunch wedding” in order to save costs and avoid going to debt just to get married.