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Despite improvements to the credit report dispute system, consumers are still having a hard time getting credit report errors fixed.
Since money plays such a big role in everyone's lives, rich or poor, it seems we should have no problem talking about it. After all, public discussions about gay marriage and legalizing marijuana are fairly commonplace and money isn't nearly as controversial as those topics, right? Wrong. According to a survey conducted by Wells Fargo, 44 percent of Americans feel that personal finance is the most difficult topic to discuss, trumping death, politics and religion.
The global payments firm MasterCard says that if it knows where you are, it can help protect you from data theft -- and send you targeted coupons.
Maybe that first date outfit isn't so important after all. It's that three-digit credit score number that has fast become more important than your bright smile and charming personality for landing a second date with your love interest.
When news of the Target data breach started hitting the headlines in December, I started watching my credit card statement like a hawk.
I was lucky, and surprised, to find I'd come out unscathed (at least so far). Then talk of the security provided by chip-enabled credit cards started making the news, and I chalked up my good fortune to the fact I'd switched last year to a chip-enabled card to ease my European travels. I figured that must have saved me from a world of hurt.
The next surprise came from learning that despite all the hoopla over chip-enabled cards, these kinds of cards currently do nothing to help consumers in cases like this.
If you're struggling to beat an online shopping habit, you may want to take a moment to organize your desk. A new study in the Journal of Consumer Research suggests that tidying your home or office could help curb your urge to spend.
Women have gained a lot of financial freedom over the last century. Thanks to the Equal Credit Opportunity Act passed by Congress 40 years ago, we can now hold our own credit cards, manage investment accounts and demand equal pay for equal work. In short, women have the power to be completely financially independent, if we so choose.
New research from the Federal Reserve shows that signing up for health insurance coverage may not only protect you from financial disaster, such as an unexpected trip to the emergency room, it may also boost your long-term credit history.
As a recent college graduate who has entered the workforce armed with both credit and debt, I'm learning a lot about credit that really would've been useful a few years ago. Had I known what I know now, I could have saved myself some worry and eased into the credit world a little more smoothly.
According to a new poll from American Express, 40 percent of women admit to hiding at least some of what they bought from their partner.
You'd never mistake Luis Flores for Ashton Kutcher. Mila Kunis never drops by, much less the paparazzi.
But that didn't stop the Orlando, Fla., teenager from staging his own "Two and a Half Men" celebrity takeover last May -- or receiving three and a half years in the big house last week for attempting to obtain and abuse the American Express cards of Kutcher, Kim Kardashian, Paris Hilton and other A-Listers.
Nothing screams vice on a credit card statement quite like an entry that says "hooker with coke," so a New York drug and prostitution ring came up with clever ways to disguise the "party packs" their clients were charging for.
A historic glut of cash in the economy is about to force changes in the way the Federal Reserve controls short-term interest rates -- including the variable APRs on credit card balances.
State and federal consumer protection groups may be getting ready to crack down on deceptive companies that promise to help relieve recent grads of their student loan debt, but do little to earn their hefty fees.
Target and Neiman Marcus' decision to pay for a year of free credit monitoring for recent shoppers has thrown a bright spotlight on a service that typically gets mixed reviews from consumer advocates.
Support is building for a novel approach to increasing the household savings rate. Rather than lecture people about saving more of their cash, some experts recommend linking traditional household savings accounts to lottery-style jackpots instead.
A fierce debate has begun to brew over how, and when, financial literacy should be taught -- with some experts arguing teaching financial literacy in college and in K-12 schools is completely ineffective.
While possession of an ounce of cannabis has been legal in the Mile High state since 2012, being able to walk into a state-sanctioned store and buy it is new. A question pot-buyers might ask upon purchasing it over the counter for the first time at more than two dozen authorized stores is, "Can I charge it?" So far at least, the short answer is: uh, maybe. Here's the dope.
If you're hoping 2014 will finally be the year you make over your finances -- or at least whittle your debt down to more manageable levels -- you're not alone. A new study from financial services firm Fidelity Investments found more than half of Americans made at least some kind of financial resolution for the upcoming year.
In developing countries where cash remains king and credit ratings are rare, lenders are leery to loan to first-timers (i.e., most small businesses), leaving entrepreneurs with few options to grow their microenterprises. Until now. MasterCard has partnered with the Harvard-spawned Entrepreneurial Finance Lab (EFL) to break through this impediment to global progress with a psychometric loan test designed to weed out the risky borrowers from the worthy.
If you're struggling to save more cash, shift your thinking: Go 'Groundhog Day' on the problem. Don't think of time moving in a straight line. Think if your life as cyclical -- like the character Bill Murray played in the 1994 movie. You may not win the affections of your co-star, but you'll sock away more money.
It's easy to bemoan how expensive medical cards are when you've got enough time to read through the terms and carefully do the math. But when you're in the heat of the moment and making a snap decision about care, a card that offers quick interest-free financing can, for an instant, seem like a lifesaver.
"If you think our company has ripped you off, your complaint will be heard by a private organization that we do a lot of business with." Who would sign this agreement? Well, you probably already have.
Forgive me, but I've just returned from the seventies on a cloud of Paco Rabanne with the results of last week's auction of "Charlie's Angels" actress Farrah Fawcett's memorabilia. As Charlie would say, "Gather 'round, angels. We've got a case to discuss." I was curious to learn the financial fate of Fawcett's American Express Platinum card, which was one of 50 lots put up for bid at Heritage Auctions in Dallas by her nephew, Greg Walls. Turns out, the platinum girl's platinum card, signed in blue ink on the reverse and set to expire in November 2010, 15 months after her death from cancer at age 62, sold for $2,125. Not bad, considering it lacked any image of the Speedo-clad poster girl of choice for teenage boy dens of the day.
If you're still trying to figure out what to get your child (or someone else's) for the holidays, you may want to consider a gift that encourages financial literacy. Toymakers have put out a range of products in recent years that teach kids as young as 3 about responsible money management.
You may have trouble getting your identity verified when you apply for health insurance through the online Federal Marketplace if there are errors on your credit report.
The government-run website Healthcare.gov uses identity-verification services provided by credit reporting agency Experian and, according to numerous reports, lots of people are having a hard time proving to the government-run site that they are who they say they are.
How much would you pay for a credit card once wielded by Farrah Fawcett, the platinum-maned bombshell best known as perky private eye Jill Munroe on TV's original "Charlie's Angels"?
Fawcett's American Express Platinum card is among a dozen or so personal items of the late actress-model-poster girl put up for auction Friday at Heritage Auctions in Dallas by her nephew, Greg Walls. The platinum girl's platinum card, signed in blue ink on the reverse, lists Fawcett as a member since 1978 with an expiration date of November 2010, 15 months after her death from cancer at age 62."That was probably her card at the time she died," Chuck Jennings told me upon hearing the news. The Carmel, Ind., lawyer and board member of the American Credit Card Collectors Association then passed the breaking news along in an email blast to the association's members. "That was probably her card at the time she died," Chuck Jennings told me upon hearing the news. The Carmel, Ind., lawyer and board member of the American Credit Card Collectors Association then passed the breaking news along in an email blast to the association's members.
They're the pieces of plastic we love, and love to hate. Get the latest news, tips, research and more from the CreditCards.com staff.
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