FICO discounts credit monitoring by 25 percent

Consumers awaiting final approval of the court settlement that will yield free TransUnion credit monitoring can sign up for discounted credit monitoring now, care of FICO score creator Fair Isaac Corp. They'll need to act fast, though: Fair Isaac's 25 percent discount on its credit monitoring product is only available through the end of this month. 

FICO Quarterly Monitoring, which is normally sold for $49.95, may currently be purchased for $37.46. "FICO Quarterly Monitoring provides a great way to keep track of your credit report and FICO score throughout the entire year," the Web site explains. FICO Quarterly Monitoring includes a quarterly TransUnion credit report and FICO credit score, email alerts when public information changes and identity theft insurance.

As for the timing of this promotion, FICO says the discount is unrelated to the offer of free TransUnion credit monitoring. "Our recent promotion for FICO Quarterly Monitoring has been planned for a couple of months, so its juxtaposition with the TU settlement is only a coincidence," says Fair Isaac's public affairs manager Craig Watts via email. "It's interesting that our product monitors the consumer's TU score and credit report," Watts says.

See related: Lawsuit settlement provides free credit monitoring to millions of consumers, TransUnion settlement details emerge, TransUnion settlement sign-up period begins

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If all this talk about credit monitoring leaves you in need of a beer, head over to the fourth edition of the Finance Fiesta blog carnival -- which happens to be the very refreshing "cerveza edition," hosted by Pinching Copper. My blog entry "When green banking is less than good" is being served up with a lime as an editor's pick. Enjoy!