With last weekend’s explosive debut of Batman’s escapades with the Joker in “The Dark Knight” (which I must say was outstanding — bravo, Mr. Ledger), it’s only appropriate to mention the Batman credit card. Sure, there’s the movie prop version but there is indeed a real one. Sadly, it is only available in Hong Kong, but that’s not completely surprising considering Batman made an appearance there in his most recent film.
Issued by the Dah Sing Bank, the Batman Visa card allows you to display your allegiance to the caped crusader in many ways. There are three card designs available: One is a close-up of Batman in his comic book incarnation, another features the black-and-silver bat emblem and the third depicts Batman (also in original DC style) looking intense and ready to fight crime with a full moon backdrop — and the card is fluorescent! No Bruce Wayne appearances, but the billionaire playboy doesn’t need credit cards, anyway.
The Batman card comes with the “STAR Reward Program;” for each Hong Kong dollar you spend, you earn one bonus point. On your birthday, you receive double the points. Once you have accumulated enough points, you can redeem them for items from well-known retailers, cash rebates or annual fee waivers. What about a bat pod?
If you are a successful card applicant from now until May 31 of next year, you have your choice of three welcome offers. The first is a Batman cooler/warmer (it looks like a baby mini-fridge), though if you have bad credit or no credit and are assigned the classic card instead of the platinum, you must pay a nearly $13 redemption fee for this “gift.” What would Harvey Dent think about that (before he became two-faced)? Your other choices are a Batman-shaped one gigabyte MP3 player with a USB interface or a 15-month interest-free cash-in installment of HK$60,000, which is roughly $7,700 in U.S. dollars.
Hong Kong has a very sophisticated public transportation system for which residents use a preloaded card oddly named the Octopus Card. The cards pay for most public transportation fees and are accepted by some retailers, and there are more than 10 million in circulation (interestingly, Hong Kong’s population is only 7 million).
When approved for the Batman credit card, you receive a custom Batman Octopus card preloaded with $10 Hong Kong dollars (nearly $1.30 U.S.). When your funds on the Octopus card get too low, Batman swoops in for the rescue and automatically transfers $250 to $500 Hong Kong dollars (about $32 to $64 U.S.) from your Batman credit card account to the Batman Octopus card. The reloaded amount earns you bonus points for the reward program and saves you the hassle of recharging the card at machines or ticket counters.
If you can’t get enough of the Dark Knight, it gets better. When you are approved and withdraw Express Money Interest Free Loan during the promotional period, you’ll get a free, limited-edition Batman gift card loaded with HK$100 (US $12.83). That’s a lot of Batman for one wallet.
See related: Why celebrity credit cards fail