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Erica Sandberg

Erica Sandberg is CreditCards.com's "Opening Credits" expert columnist. While she addresses a host of questions from readers on a variety of topics, her primary focus is on helping those new to the credit world, be they students, immigrants or young adults. Got a question? Ask Erica.

Sandberg is also a prominent personal finance authority and author of "Expecting Money: The Essential Financial Plan for New and Growing Families."

Prior to launching her own reporting and consulting business, she was affiliated with Consumer Credit Counseling Services of San Francisco where she counseled individuals, conducted educational workshops, and led the media relations department.

Posts by Erica Sandberg

Protecting yourself

How to avoid Fyres that can burn you

The flames of April’s Fyre Festival have begun to die down, but the reputation of the failed fest’s co-founder was singed years before by an elite card that wasn’t what it seemed. Though some stories in 2014 about Billy McFarland’s…
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Credit card miscellany, Protecting yourself

Would you trust your card at these sketchy ATMs?

Pity the poor ATM that’s been defaced by vandals or tagged with graffiti. The card-carrying public should shun sketchy-looking ATMs, opting instead to seek out and use a cleaner and shinier machine. Choices abound. There are about 420,000 ATMs in…
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Living with credit, Research, regulation, industry reports

We’re not financially illiterate. Far from it.

April is Financial Literacy Month in the United States, which means that for the next few weeks countless experts will wax on about the sorry state of Americans’ money and credit proficiency. But consider the definition of financial literacy: You…
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Living with credit, Protecting yourself, Travel

Keeping spring breakers’ charging in check

Woohoo! Millions of American college kids are blowing off steam on spring break, but as a parent, you have both the right and the responsibility to expect financial responsibility – especially if your college-age student is charging on your card.…
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Living with credit, New products, Research, regulation, industry reports, Shopping

9 crazy credit facts to wow your friends

Want to amuse and astound your friends? These funny and peculiar facts about credit cards, credit reports and credit scores may wow your friends. 1. Credit cards are rectangle because the world is round. You may have wondered why there aren’t…
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