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Erica Sandberg

Erica Sandberg is CreditCards.com's "Opening Credits" expert columnist. While she addresses a host of questions from readers on a variety of topics, her primary focus is on helping those new to the credit world, be they students, immigrants or young adults. Got a question? Ask Erica.

Sandberg is also a prominent personal finance authority and author of "Expecting Money: The Essential Financial Plan for New and Growing Families."

Prior to launching her own reporting and consulting business, she was affiliated with Consumer Credit Counseling Services of San Francisco where she counseled individuals, conducted educational workshops, and led the media relations department.

Posts by Erica Sandberg

Living with credit

7 smart money and credit tips from millennials

Millennials somehow got a reputation as being less financially savvy than older generations. That’s just not true, and the seven millennials who shared their smart spending and charging tips with me are proof. They’re using credit wisely, establishing credit goals,…
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Living with credit, Travel

Money and credit games to play with the kids

A family vacation can be costly. If you satisfy your children’s every wish, you’ll spend more than you intend, which can turn into excess credit card debt. Instead of dragging everyone down with a long list of denials, how about…
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Protecting yourself

How to avoid Fyres that can burn you

The flames of April’s Fyre Festival have begun to die down, but the reputation of the failed fest’s co-founder was singed years before by an elite card that wasn’t what it seemed. Though some stories in 2014 about Billy McFarland’s…
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Credit card miscellany, Protecting yourself

Would you trust your card at these sketchy ATMs?

Pity the poor ATM that’s been defaced by vandals or tagged with graffiti. The card-carrying public should shun sketchy-looking ATMs, opting instead to seek out and use a cleaner and shinier machine. Choices abound. There are about 420,000 ATMs in…
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Living with credit, Research, regulation, industry reports

We’re not financially illiterate. Far from it.

April is Financial Literacy Month in the United States, which means that for the next few weeks countless experts will wax on about the sorry state of Americans’ money and credit proficiency. But consider the definition of financial literacy: You…
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