Kelly Dilworth

I'm a former staff reporter at I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit, Rewards

Beware charging big-ticket items just for rewards

As card rewards get juicier, it’s getting harder to resist putting big expenses, such as home repairs and renovations, on a high-rate rewards card. A recent survey by online lender LightStream found 29 percent of well-to-do homeowners (up from 16 percent…
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Fine print, Living with credit, New products, Protecting yourself, Rewards

Opaque offers make it tough to compare cards

I recently received an offer for a Premier Rewards Gold charge card from American Express, and despite its $195 annual fee, I nearly applied for it. American Express offered a generous 50,000-point sign-up bonus worth up to $500 if I…
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Living with credit, Protecting yourself

Don’t wait to talk to aging parents about money

When should you start talking with your aging parents about their money? According to new research in the Journal of the American Geriatric Society, you may want to have that talk sooner that you might have expected. The study tracked…
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Living with credit, Protecting yourself, Shopping

To save money, think of your ‘future self’

The next time you feel an urge to splurge, do what I’ve started doing: Take a deep breath and visualize what could happen if you max out your credit card or fall behind on your bills. Vividly imagining how you…
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Living with credit

Financial illiteracy has cost me thousands

Financial illiteracy is expensive. According to a new survey by the Financial Educators Council, consumers estimate that they lost an average of $9,700 because they didn’t know enough about personal finance to make better decisions with their money. The survey…
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