Kelly Dilworth

I'm a former staff reporter at I began my career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. I returned to journalism in 2010 and since then have written about everything from 20-somethings with Herculean credit scores to the Federal Reserve's monetary policy decisions. I hold a degree in liberal arts from Sarah Lawrence College and live in Columbus, Ohio.

Posts by Kelly Dilworth

Living with credit, Protecting yourself, Research, regulation, industry reports

Bad credit increases your risk of early death

Falling behind on payments won’t just wreck your credit score, it could also increase your risk of early death. According to new research released by the Federal Reserve Bank of Atlanta, people with bad credit are significantly more likely to…
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Living with credit, Rewards, Shopping

Battle of the cards: Amazon Prime or Target Redcard?

If you want to save big on your everyday purchases, a store card with an ongoing 5 percent cash back bonus – such as the new Amazon Prime credit card or the Target Redcard – could net you a substantial…
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Living with credit, Research, regulation, industry reports

Are millennials really shunning credit cards?

Millennials are often portrayed as reluctant credit card borrowers who snub their noses at high-interest plastic and prefer prepaid cards and debit for most of their transactions. But according to recent research looking at millennials and credit, it appears that…
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Living with credit, New products, Protecting yourself, Rewards, Shopping

New Amazon Prime card makes shopping more tempting

The new Amazon Prime credit card could make one-click impulse buys even harder to resist – and that’s not necessarily a good thing for a family like mine that’s trying to avoid overspending. The new metal Chase Amazon Prime Rewards…
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Research, regulation, industry reports

To raise savvy consumers, talk with your kids, set limits

If you want your kids to grow up to be savvy consumers, start talking with them now about how to make smarter decisions with their money. According to a forthcoming study in the Journal of Consumer Psychology, parents who talk…
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