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Category Archives: Protecting yourself

Card APRs will rise quickly after Fed rate hike

Matt Schulz
Card APRs rise quickly after rate hike

How quickly will they hit you? Once the Fed acts, your card agreement spells it out, and there are variations between banks. Some will act superfast, others will grant customers a brief reprieve.
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Free ways to check credit to monitor score, reports

Taylor Tompkins

The big letters spelling out “credit check” seemed to jump out of the email. I was reading a letter of acceptance email from CreditCards.com, after having been offered a reporter job here, explaining that a background check would be conducted…
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Beware tax preparer fraud, other ‘dirty dozen’ scams

Susan Ladika
How to avoid tax prep scams

If you’re rushing to get your tax return in the mail, take care when choosing your tax preparer. If you don’t, you could lose your refund and face fines or jail time if your preparer files a fraudulent return. Tax…
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CFPB takes a closer look at alternative credit data

Kelly Dilworth

The Consumer Financial Protection Bureau (CFPB) is weighing relaxing federal regulations to allow more lenders to consider nontraditional information when weighing a consumer’s creditworthiness. As part of its review, the CFPB is seeking public feedback on the benefits and risks…
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To stay on budget, click ‘unsubscribe’

Erica Sandberg

You’ve worked hard to create a budget, so why let your inbox lure you into overspending? Amidst all that personal correspondence are advertisements – temptations really – from your favorite retailers. The emails are so tailored to your desires (and…
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