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Category Archives: Protecting yourself

Feel powerless over finances? You’re likely to overspend

Kelly Dilworth

People are more likely to spend impulsively if they don’t think they have much control over their financial destiny, new research finds – and my own recent experience lends support to this. Conversely, people who are confident in their ability…
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Despite good credit, I can’t get an affordable APR

Kelly Dilworth

My credit score is the highest it’s ever been, but I keep getting offers for cards with absurdly high APRs. What gives? Many of the offers I’ve received lately are for premium cards with generous sign-up bonuses worth hundreds of…
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How I canceled one of my Chase cards — and saved my score

Julie Sherrier

A very cool thing happened Thursday when I called to cancel my Chase Sapphire Preferred card. And for those Preferred cardholders who were approved for the much-lauded Chase Sapphire Reserve card with its 100,000-point bonus, take note. This tip could…
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Bad credit increases your risk of early death

Kelly Dilworth

Falling behind on payments won’t just wreck your credit score, it could also increase your risk of early death. According to new research released by the Federal Reserve Bank of Atlanta, people with bad credit are significantly more likely to…
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How a call to my card issuer saved me nearly $300 in interest

Karen Queen

A good credit card payment history, automatic bill pay and a 1 a.m. phone call saved me nearly $300 in interest. Here’s what happened: I had my first, five-digit credit card bill after putting my daughter’s college tuition on my card. My…
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