Connie Prater

Connie Prater

My official title is senior writer at CreditCards.com. In fact, I consider myself a savvy consumer, a mom, a penny-pincher/tightwad and an above average Scrabble player.

I have been a reporter and editor for print and online news organizations for more than 22 years. I was on the team of Miami Herald journalists that won the 1999 Pulitzer Prize for investigative reporting in a series of articles on voter fraud in the Miami city elections...

Full Bio


New rules would ban unfair and deceptive trade practices in credit card industry.
Make state lotteries offer savings programs and get children saving early to encourage thrift ethic, report says.
Unfair or deceptive trade practices cited in new proposed credit card banking rules.
Are the Fed's unfair and deceptive trade practices regulations too little, too late as one congresswoman suggests?
More people file for protection from consumer debts in 2007.
3 tips you must know about buying gas in this age of soaring oil prices
Should doctors deny non-emergency health care appointments if patients don't have credit cards?
Credit card industry forum hosted by the Federal Reserve Board yields promise of new rules.
Recent Federal Reserve interest rate cuts won't completely trickle down to everyday consumers. Ours will be modest cuts -- if any at all.
Some people use 0 percent credit cards to buy CDs and other investments to cash in on the difference between the interest rates. Is arbitrage for me?
Does he or she carry a wallet full of credit cards or doesn't have any at all? Do they race to the mailbox to keep you from seeing the credit card bills? It may be time to have a heart to heart about managing credit.
Easy financing options for health and cosmetic surgery are growing, but consumers may be better off taking their time when considering paying for these procedures.
Latest FTC report shows debt collection complaints increase but not as sharply in 2007.
PBS television is re-running a popular Frontline show that takes a critical look at the credit card industry. Why air it now? Criticism of the industry is reaching a critical mass.
Multi-state spring break trip triggers credit card fraud alert, but they were legitimate gas purchases!
A congressional hearing today look at establishing a "credit cardholders' bill of rights," but a look at the lobbying expenses shows there's a lot of talk on one side, a lot of money on the other.
Chase ends practice of raising interest rates based on credit scores of cardholders.
Health care financing options expand for consumers facing medical debt. JPMorgan Chase is the latest to offer health care payment plan.
Wacky Jim Cramer, the TV stock analyst/madman, has incendiary advice for consumers that involves matches and their credit cards.
Charge-off rates on credit card loans are inching up, but they aren't quite at the level they were six years ago.
Do you owe money? Should debt collectors be able to e-mail, text or IM consumers about paying their financial obligations?
Will a FICO score for medical debt help or hurt consumers?
Anyone who thinks Americans aren't worried about their health insurance should think again. Many are very worried that the next illness will send them into bankruptcy.
Do you feel your credit card information is safe when you shop online? Two newly released reports may give you reason to pause before you answer that question.
What are you giving up for Lent? The Methodist Church of Britain urges followers to give up credit cards.
Watch out for warranty cards. They leave you vulnerable to telemarketers.
The New Year brings a new federal regulation that will help prevent more telemarketers from pestering you with offers during the dinner hour at home, spamming your email boxes or clogging your home mailbox with junk mail.
Looking for a last-minute holiday gift for the guy or girl who has everything? How about a little heat?
What do you do with your credit cards when they're worn, expired or no longer fit in your wallet? Rock, paper, scissors?
My stories today on gas and oil prices in 2008, and about how many people will have to borrow money or freeze this winter, touched a nerve, judging from your e-mails.
What really happens to people who take out payday loans...
New statistics just out from the Federal Reserve Board give weight to what many of us know from our day-to-day lives. We're writing fewer checks these days to pay the bills. It's not that we're not paying our bills, but...
"I'm sorry, but this card has been rejected," the snooty waiter says. Your companions around the table stare and you can't meet anyone's eyes as you go shifting through your wallet for another credit card that perhaps will go through.

Sorry. It just doesn't happen that way any more ...

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They're the pieces of plastic we love, and love to hate. Get the latest news, tips, research and more from the CreditCards.com staff.

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