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Tag Archives: emergency fund

How personal tragedy changed my financial outlook

Sally Herigstad

My attitude toward personal finances has shifted dramatically since November  2015, when a life-shattering tragedy hit our family. As a personal finance writer, I’ve preached for years about living frugally and thinking long term. It’s not that I was stingy.…
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My 6 rules of thumb for smart credit habits

Kelly Dilworth

If you’re having trouble controlling your credit card debt, periodic rule-of-thumb reminders for responsible credit use may help. That’s the finding of a new study published by the Urban Institute. These nudges “can be an effective and inexpensive way to…
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Guilt over using savings can lead to unnecessary debt

Kelly Dilworth

When faced with a sudden emergency expense, such as a medical bill or car repair, don’t let guilt over dipping into your household savings tempt you into using a credit card instead. According to a forthcoming study in the Journal…
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Most people still don’t save enough

Kelly Dilworth

If you frequently use your credit cards to pay for unforeseen expenses, you may want to take a closer look at your monthly budget. According to the inaugural study from the J.P. Morgan Chase Institute, many people endure significant fluctuations in their monthly income and expenses, but fail to adjust their monthly spending when their income temporarily recedes.
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Emily’s list: Mobile credit card payments by Square edition

Emily Crone

Back in the old days, if you worked for yourself and needed to be paid by a client, cash or checks were the only viable forms of payments. In recent decades, it has been easier self-employed people to accept credit cards, but it still involved a clunky machine that was tethered to a land line. New technology makes it very easy for individuals and small businesses to accept mobile payments and keep up with larger companies. Learn about some of this newer technology and explore my roundup of my 10 favorite posts from the personal finance blogosphere from the past week.
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