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Tag Archives: frugality

Emily’s list: Mother’s Day edition

Emily Crone

I love my mom for many reasons. Just one reason is because she raised me to be so responsible, especially when it comes to my finances. Did your mom help give you a good financial start?

Continue reading for this week’s roundup of my favorite personal finance blog posts.

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Emily’s list: Groupon Rewards edition

Emily Crone

Groupon.com just launched an innovative program called Groupon Rewards. When you’re a Groupon user, you can have several credit cards on file so that when you’re ready to purchase a deal, your information is already there (how convenient!).

Once you’ve spent a minimum amount at a local business with a credit card you’ve registered on Groupon, “you unlock exclusive rewards at the business,” Groupon says.

I thought this concept was really interesting and something I hadn’t seen yet. Do you think you will use Groupon rewards? Keep on reading for my list of my top 10 favorite personal finance blog posts from the past week.

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Emily’s list: Inauguration Day edition

Emily Crone

Jan. 20 is Inauguration Day in the United States. One year from now, will President Barack Obama still be in office, or will we be watching a new Republican candidate sworn in? While incumbents are usually favored, who knows what will happen this time next year.

Read on for my list of 10 of my favorite personal finance blog posts I found in the past week.

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Emily’s list: first-time homebuyer edition

Emily Crone

It’s a buyer’s market in the world of real estate right now, and many of my late-20s peers are itching to snatch up a house with prices and interest rates so low. But most of us either don’t have enough savings or enough credit history to qualify. According to data from the National Association of Realtors, that means that first-time homebuyers are becoming rarer in the market, and those who do buy are turning to their parents for help.

What makes me nervous about this is that if you can’t afford a mortgage on your own, can you really afford a home? Owning a home means you pay for homeowner’s insurance, maintenance, any homeowner’s association fees and property taxes. Even if my parents did help me buy a house, I don’t think I’m financially prepared to incur all of those other costs that go along with being a homeowner, and I’m worried that some of my peers who buy homes with parents’ help may not realize how much more expensive overall it can be than renting.

Don’t get me wrong — I’d love to own a home someday. But I’m in no rush. I’m still celebrating the fact that I escaped the holidays without credit card debt! Keep reading for my list of my favorite personal finance blog posts from the past week.

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Emily’s list: Happy holidays edition

Emily Crone

I’m thrilled that the frantic shopping aspect of the holidays is almost over and that it’s almost time to be with family and dine on fine food. My gift to you: this roundup of nine amazing personal finance blog posts from the past week!
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